Saving for Retirement - Persistence is the Price
By Harold L Lowe
If you have succeeded in following and applying the information in these articles up to this point (or information similar to this), you will be amazed at the changes in your life that either are happening or will be happening in the near future that improves your capacity for saving for retirement. If you have not applied the information, that's on you. You can never for the rest of your life, however, say that you have not been presented with suggestions as to how you can make your life, especially your financial life, better.
To once again review what we've covered:
- The vast majority of people, especially paycheck-to-paycheck employees, do not earn enough money to live the lives they desire while working and retire to the lives they desire as well.
- You can make changes in your life that lead you to the life you desire.
- To make change requires a process. One part of the process is to be clear about what you want. You can be clear about what you want once you identify what you do not want. You can make a "do no want" list, the opposite of which, item for item, becomes your "do want" list.
- Affirmations constructed using your "do want" list is a very effective way to plant new thoughts firmly in your mind.
- Tools you can use to keep items from the "do not want" list from continued dominance in your mind i! nclude EFT (Emotional Freedom Technique), a rubber band, and t! he overw helm technique.
- Since your consistent thoughts and images determine the physical circumstances in your life, making items from the "do want" list dominant in your mind using affirmations, will produce more circumstances of what you desire, including more money.
There is a price to be paid to bring about desired changes in your life. That price is persistence. The American Heritage Dictionary defines persistence as: "Holding firmly and steadfastly to a purpose or an undertaking despite obstacles, warnings, or setbacks." With persistence, nearly any task will be accomplished.
You need to know here and now that challenges will come; seemingly, every naysayer in site will approach you; detractors will try to derail your efforts; family and friends will try to "protect" you from disappointment. It will seem like life is deliberately testing your resolve (to improve your capacity for saving for retirement, for example) to see if you really are! committed to what you say you are, so it places all sorts of discouraging experiences before you.
There are some people, and you may be one of them, who know from experience the power of persistence. They have seen rain and/or wind wear down rock through persistence. They have witnessed the carcasses of large animals carted off by tiny ants over time through persistence. They somehow know that the discouragements previously mentioned are only temporary. They know that so long as they keep their focus on their goals and are always willing to take another step toward them, any apparent defeat will be changed to victory.
Without persistence, few important tasks are ever completed. Without persistence, you will be defeated even before you begin. So be persistent no matter how slowly you may at first have to start. With persistence you can increase your capacity to generate more income for saving for retirement. By persistently moving forward, success will! come.
Remember, you do not have to live on less in! retirem ent. No matter where you are right now financially, you can build and enjoy a Million Dollar Lifestyle Retirement.
Harold L Lowe retired at age 62 when his six-figure income position eliminated. He shockingly found a 50% reduction in his (combined pension and Social Security) income. He's since learned that income reduction is faced by most paycheck-to-paycheck employees. You can get a copy of his Free, eye-opening Report "Saving for Retirement is not Enough!" at http://www.haroldllowe.com/
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